MLS# 6999470 – 26770 N 174th Lane, Surprise, AZ 85387

Price: $425,000
Beds: 3
Living Area SqFt: 1,618
Status: Active Under Contract
Property Type: Single Family Residence
Lot Size Acres: 0.14
Lot Size SqFt: 6,000
Year Built: 2021
Neighborhood: Cortana At Desert Oasis
Days on Website: 32

Courtesy of Caruso Real Estate

Property Description

Rare opportunity to assume an existing loan at approximately 3.25% interest rate, offering significant monthly payment savings compared to today’s rates. This 3 bedroom, 2 bathroom home with 1,618 sq ft also features a private pool and solar system (assumable 2% loan), making it an exceptional value. The home welcomes you with a gated courtyard entry and decorative iron door, creating charm and privacy. Inside, the open floor plan offers tile flooring throughout the main living areas and abundant natural light. The kitchen sits at the center of the home and features white cabinetry, stainless steel appliances, pendant lighting, and a large island with breakfast bar seating, all opening to the dining area and great room–perfect for entertaining and everyday living. The primary suite provides a comfortable retreat with dual sinks and a walk-in shower. Step outside to enjoy the backyard designed for Arizona living, featuring a sparkling private pool and a full-length custom covered patio, creating the perfect space for relaxing, outdoor dining, or entertaining. The yard also includes low-maintenance landscaping. With a rare assumable 3.25% loan, private pool, and solar for energy efficiency, this home offers a unique opportunity for buyers looking to maximize value and reduce monthly costs.

Open House

Property Details and Features

  • Appliances & Equipment
  • “Dryer”
  • “Washer”
  • “Water Softener Owned”
  • “Reverse Osmosis”
  • “Refrigerator”
  • “Built-in Microwave”
  • “Dishwasher”
  • “Disposal”
  • “Gas Cooktop”
  • “Water Purifier”
  • Bathrooms
  • 2 total bathrooms
  • Bedrooms
  • 3 total bedrooms
  • Building
  • Built in 2021
  • Living area: 1618
  • Construction materials: “Stucco”, “Wood Frame”, “Painted”
  • Cooling
  • “Central Air”
  • “Ceiling Fan(s)”
  • Fence
  • “Perimeter”
  • “Back Yard”
  • “Block”
  • Floors
  • “Carpet”
  • “Tile”
  • Garage
  • 2 spaces
  • Heating
  • “Natural Gas”
  • Home Owner’s Association
  • Association fee: $100
  • Association fee frequency: Monthly
  • Association fee includes: “Maintenance Grounds”
  • Interior Features
  • “3/4 Bath Master Bdrm”
  • Laundry
  • “Inside”
  • “Gas Dryer Hookup”
  • Listing
  • Listing ID: 6999470
  • Standard status: Active Under Contract
  • 33 days on market
  • Location
  • Subdivision name: CORTANA AT DESERT OASIS
  • Lot
  • 0.14 acres
  • 6,000 sqft
  • “Desert Front”
  • “Gravel/Stone Front”
  • “Grass Back”
  • “Auto Timer H2O Front”
  • “Auto Timer H2O Back”
  • Energy Saving
  • Green energy efficient: “Solar Panels”
  • Parking
  • “Garage Door Opener”
  • “Extended Length Garage”
  • “Attch’d Gar Cabinets”
  • Pool
  • “Play Pool”
  • Possession
  • “Close Of Escrow”
  • Roof
  • “Tile”
  • Schools
  • Elementary school: Desert Oasis Elementary School
  • High school: Mountainside High School
  • High school district: Nadaburg Unified School District
  • Sewer
  • “Public Sewer”
  • Taxes
  • Annual amount: $1,191
  • Lot: 142

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$425,000 – 26770 N 174th Lane, Surprise, AZ 85387

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This content last updated on April 18, 2026 5:13PM. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.